Why is my Cash App payment pending?

Why is my Cash App payment pending?

Cash App Payment Pending

Most Cash App payments are available immediately after being processed. However, your Cash App payment sometimes shows as “pending” and requires action. To complete your payment, you need to follow the steps in the Activity Feed. If the payment is completed successfully, it will no longer appear as “pending.”

However, if the transaction is not completed and your money is pending, there may be different reasons behind it. You’ve probably wondered what it means if you’ve ever received a pending payment through Cash App. While this issue typically only affects simple payments and transfers, it can sometimes extend to your direct unemployment deposit, tax refund, or stimulus check. In this article, we’ll discuss possible causes and solutions.

5 Reasons behind Cash App payment pending- 

While Cash App is a popular peer-to-peer money transfer app, there are some instances where it may show “Cash App Pending” on the transaction history. This can be caused by several issues, including technical or human error. Despite the frequent reasons for a Cash App payment pending, it’s still important to resolve this issue as quickly as possible. In most cases, you can make the payment as soon as possible. But before this, you must know why the Cash App payment is pending, so let’s find out:

  1. First, it could be due to low-speed internet connectivity, which causes issues in money transfers. So ensure you have a stable WiFi connection when accessing the Cash App website.
  2. If there is an insufficient balance in the Cash App, the payment remains pending unless you don’t put money into it. There’s no point in continuing to make a payment when you don’t have the funds to complete it. So always ensure you have enough cash on your Cash App balance before making any payments.
  3. Trying to send more money than the existing Cash App limit could also be why Cash App shows the pending payment status. Remember that you can send up to $250 within 7 days and increase this limit by verifying your account.
  4. Not updating the Cash App on the mobile phone could also cause issues in payments via your Cash App account. You must always update the Cash App on your phone to avoid such issues.
  5. Sometimes the Cash App payment is declined for your protection which occurs when you try to make a fraudulent transaction from your account. Cash App monitors users’ accounts; hence, you should never indulge in such activities.

What does it mean when Cash App says pending?

Cash App says pending means your payment is in the ‘processing’ stage. Depending on your bank’s servers, this can take several minutes to a day. Sometimes, it takes even longer than 48 hours to process a payment. Unlike other payment methods, a pending payment is not cancelled instantly. Once settled, you won’t be able to use it until the merchant submits it and clears your account. 

You can, however, cancel a pending payment by following a few easy steps. Typically, you can view your Cash App pending payments by clicking on your home screen’s ‘Activity’ tab. Next, tap on the sender’s name to view the pending payment. If the payment is from another account, you’ll need to confirm that you’ve received it and tap the “Accept” button to complete the payment. Once you have completed this process, you can accept the payment or continue the process. 

Here are some steps you need to take when the Cash App says the payment is pending:

  • First, make sure your app is up-to-date. If it is, update it. If not, wait until at least 24 hours.
  • When a transaction fails, it’s important to check your bank account to ensure the funds are still there.
  • In some cases, the Cash App may be experiencing an issue while transmitting data to the bank. A weak signal is a culprit in these cases, and you must ensure a strong internet connection or WiFi connection before making a transaction. 
  • Cash App may show a pending status for a short time, depending on why a payment is pending. This can be a problem with your bank or the Cash App’s servers. A few minutes can pass before your transaction is completed. However, you should try again later, as delays can be frustrating. That way, your payment will be processed quickly and accurately. So, don’t panic!

What to do if your Cash App payment is completed but not received?

Have you ever tapped the “Cash App” button, but your payment never arrived? This is an extremely frustrating scenario. Luckily, there are some easy steps to correct this problem. First, open the Cash App and go to the “Payments” section. Scroll down until you find your pending Cash App payment. Once you have the transaction details, you can tap the “Cancel” button, tap on the three dots icon, and choose the cancel tab.

  • The issue could be with your bank if you’ve sent a payment using the Cash App but haven’t received it yet. While the service makes payments immediately, you may not see the payment on your account until it reaches its intended recipient’s bank. This is normal and should be resolved quickly. However, you should contact the bank if you have any problems as soon as possible. A representative from the bank will be able to help you resolve your issue.
  • You may be surprised to learn that Cash App automatically blocks payments from accounts with limits that have been exceeded. You’ll need to check these limits before accepting any payment from an unknown sender. You can also manually accept payment by tapping the screen’s clock icon in the bottom right corner.
  • If your transaction was completed but not received, you can contact Cash App support to receive assistance. Most issues are poor network connectivity, low balance, or an incorrect recipient ID. You can usually solve the issue independently, but if it persists, you should contact the company’s customer support. There are also helpful troubleshooting tips on Cash App’s website. When in doubt, try to read the FAQ section for further information.

How long does a Cash App pending payment take?

How long does a pending Cash App payment take? The answer may vary. In some cases, pending transactions may take up to two days to complete. Depending on the recipient’s account, pending Cash App payments may take anywhere from 15 minutes to 24 hours. If you have skipped a critical software update or used an expired card, this can be a problem. Cash App payments from non-US citizens can’t be processed. Still, users report that the transaction will settle within minutes to a few days. 

You may have a security issue with your account if you don’t receive a money transfer. If this is the case, the best option is to contact customer support for assistance. You can contact them 24 hours a day.

How to cancel a pending transaction on Cash App?

Your Cash App payment may be pending for a few minutes or 3-4 days. Here are a few steps you need to take to cancel a pending Cash App:

  • You’ll need to unlock the Cash App before accepting or declining the payment.
  • To confirm whether it’s pending, open the Cash App and tap the clock icon in the bottom right corner of the screen.
  • If the payment still isn’t pending, you can cancel it.
  • If you don’t want to wait for the transaction, you can cancel the payment by tapping the “cancel” button on the Activity tab.

How do I accept pending payment on Cash App?

You’ve received a pending payment. To accept it, click “Accept” next to the sender’s name. This will allow you to accept the payment and store it in your Cash App wallet. Note that you can also choose to cancel the pending payment if the recipient does not confirm it. However, you cannot cancel a pending payment if it has already been settled into the recipient’s account.

You’ll be charged a late payment fee if the transaction hasn’t been completed after three days. You can contact Cash App customer support to verify your transaction details, but this process is not always clear. You can also try contacting cash app customer support or go to the app’s help section.


If your payment is pending on the Cash App, you need to check why this is. Then you can check the necessary steps to cancel or accept the pending payment. For this, visit the Activity tab or contact the Cash App customer support team.